*Israel-Iran War or WW3: 5 Ways It Could DESTROY Your Malaysia Home Loan (2024 Guide)*
Inflation, interest rates, job risks – What every buyer MUST know now.
1. *Directly address buyer fears: *“Will I ever afford a home if war starts?”
2. *Domino Effects*:
– Oil prices surge → *Inflation spikes* → BNM hikes *OPR* → *Mortgage rates soar*
– Supply chain chaos → Construction delays + 20% cost jumps
– Recession risks → Layoffs → Loan defaults
3. *Buyer Pain Points*:
– Monthly repayments up 15-30% on variable loans
– Stagnant wages vs. rising living costs
– First-time buyers postponing purchases
4. *Market Shifts*:
– *Buyer’s market*: Increased bargaining power (especially secondary homes)
– *Developers*: Discounts/flexible payments to clear inventory
– *Distress sales*: Below-market deals (track auctions!)
5. *Survival Strategies*:
– Lock fixed-rate loans NOW
– Target affordable areas (Cheras, Puchong)
– Build 6-month emergency savings
6. *CTA*:
“Calculate your new monthly payment after OPR hikes
